Kalkulator Anggaran
BaruRencanakan anggaran dengan melacak pendapatan dan pengeluaran.
Cara Menggunakan Kalkulator Anggaran
- 1Masukkan pendapatan bulanan Anda.
- 2Tambahkan pengeluaran di berbagai kategori.
- 3Lihat ringkasan anggaran.
- 4Tetapkan tujuan tabungan.
Tentang Kalkulator Anggaran
Kalkulator anggaran membantu Anda melacak pendapatan dan pengeluaran serta menetapkan tujuan keuangan. Capai kebebasan finansial dengan penganggaran yang cerdas.
Fitur Utama Kalkulator Anggaran
- Multiple income sources with custom labels
- Unlimited expense categories with amounts
- Automatic calculation of totals and remaining balance
- Visual pie chart showing expense breakdown by category
- Percentage display for each expense category
- Edit or delete any entry at any time
- Export budget summary as PDF or CSV
- Auto-save to localStorage with no account required
Contoh
Monthly household budget
Track salary income and common household expenses.
Input
Income: Salary $5,500, Freelance $500. Expenses: Rent $1,800, Groceries $600, Utilities $200, Entertainment $300, Savings $1,000
Output
Total Income: $6,000, Total Expenses: $3,900, Remaining: $2,100 (35%)
Freelance project budget
Calculate profitability of a client project.
Input
Income: Project fee $8,000. Expenses: Software $100, Subcontractor $2,000, Taxes $1,600
Output
Total Income: $8,000, Total Expenses: $3,700, Net Profit: $4,300 (54%)
Kasus Penggunaan Umum
- Monthly household budget planning and tracking
- Freelance or side hustle profitability analysis
- Event budget management (weddings, conferences, trips)
- Small business expense tracking
- College student budget management
- Financial goal planning with expense awareness
Pemecahan Masalah
Negative remaining balance shown
Solusi
This means your expenses exceed your income. Review your expense categories and identify areas to reduce spending, or look for ways to increase income.
Chart not displaying correctly
Solusi
The pie chart requires at least one expense entry with a positive value. Ensure all amounts are numbers (no currency symbols in the input fields).
Budget data lost after clearing browser
Solusi
Budget data is stored in localStorage. Export your budget regularly (PDF or CSV) to create backups before clearing browser data.
Pertanyaan yang Sering Diajukan
Is my financial data private?
Yes, all calculations run entirely in your browser and data is stored locally. Nothing is sent to any server or shared with third parties.
Can I save multiple budgets?
Currently, the calculator stores one budget at a time. To compare scenarios, export your current budget, make changes, and re-enter previous values when needed.
How do I edit or delete an entry?
Click the edit (pencil) icon next to any income or expense to modify it, or click the delete (trash) icon to remove it entirely.
Can I track weekly or yearly budgets?
Yes, the calculator works for any time period. Just label your budget appropriately (e.g., "Weekly Budget" or "Annual Budget") and enter corresponding values.
What export formats are available?
You can export your budget summary as a PDF document (printable format) or CSV file (for spreadsheets and further analysis).
Does the calculator support multiple currencies?
The calculator is currency-agnostic — enter amounts as plain numbers. Add currency symbols in labels if desired (e.g., "Salary $5,000" or "€3,000").
Can I include irregular or annual expenses?
Yes, add them as separate categories. For annual expenses, divide by 12 to get the monthly allocation (e.g., $1,200/year insurance = $100/month).
What is a healthy remaining balance percentage?
Financial advisors typically recommend 50/30/20 rule: 50% needs, 30% wants, 20% savings/debt. Aim for at least 20% remaining after essential expenses.